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Mortgage Insights

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Regular market updates, lending guides and practical mortgage insights from Mortgage Alliance. Follow OCR decisions, lender movements and borrowing topics that may affect New Zealand home buyers, investors and business owners.

Latest Insights

Market Update

央行上调 OCR 至 2.50%

New Zealand's OCR moved to 2.50%. This update highlights the latest rate decision and what borrowers may want to watch before the next OCR announcement.

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18 Jun 2026 美联储维持利率不变

A short update on the latest Federal Reserve rate decision and its relevance for New Zealand borrowers.

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27 May 2026 央行维持 OCR 2.25% 不变

RBNZ kept the OCR unchanged while signalling that future moves remain dependent on inflation and economic data.

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8 Apr 2026 央行维持 OCR 2.25% 不变,以应对石油危机

An OCR update focused on short-term inflation pressure, oil prices and the wider economic outlook.

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19 Mar 2026 美联储再次维持利率不变

A market note on the Federal Reserve's rate position, inflation signals and policy outlook.

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18 Feb 2026 新西兰 OCR 维持在 2.25% 不变,预计通胀将下降

The first OCR decision of 2026, covering inflation expectations and the outlook for monetary policy.

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29 Jan 2026 美联储宣布暂停降息,维持利率不变

A rate decision update following the Federal Reserve's pause after previous cuts.

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